What is a "proof of claim".

A proof of claim is a document that anyone with a claim against your bankruptcy estate can submit when there are assets to distribute in a...

What can I keep in a chapter 7 bankruptcy

If you lived in Michigan for the last 2 continuous years, then you can use the laws of Michigan. First, you need to know what you own and what it's...

I filed for BK Sept 09 and won a personal injury case shortly thereafter. The trustee quickly took claim of the settlement

If the court ruled in your favor, then there should be a court order. If the trustee is not following that order, you file for a Show Cause (or...

Have an HOA lien and owe atty fees. Wage garnishment. If I file bk and want to keep the house, what will happen? chapter 7

In Chapter 7, you cannot get rid of this lien. However, in Chapter 13, it all depends on the status that state law gives to HOA liens. If it is...

Can I finance my house before filing Chapter 7 bankruptcy?

Your personal liability on the mortgage will be discharged. However, if you do not pay the mortgage, the mortgage company will foreclose on the...

You have to disclose any income that you received from any source for the last 6 months. That includes money that was deposited into that account....

The Communications Decency Act prohibits others from treating you as the creator of the information posted by another on your site. The Digital...

If a person has pictures and personal information posted on a public domain such as facebook, can they take legal action against

Posting photos for the public to see does not give up copyright protection. It does not give up protection from defamation. It all depends on the...

I received someone else loan info, it came with some of my own loan info. what should be done?

Send it back to the loan company with a nice note. This is violation of federal law, but there is no private right to sue under it. If it happens...

We filed chapter 7 this year and were wondering will that affect our tax refund in the State of New York. Thank you

If you have an attorney, talk to your attorney before taking any other advice. Now, in Chapter 7, only the property you owned at the time of...