Archived
Disabled house burned down cant pay container rental they r suing me what can i do to get out this debt
Mitchell's answer
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Answered on November 23, 2010
How much do you owe on this and other debt? How far behind are you? Talk to Legal Aid to see if they can provide any assistance. If you receive...
Archived
Being evicted
Mitchell's answer
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Answered on November 23, 2010
Unless the landlord has filed an unlawful detainer action, you have time. If you had a prior action filed against you in the prior 12 months, you...
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Archived
I have a tenant that did not sign a contract but started making payments. He has now stated that he does not want the
Mitchell's answer
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Answered on November 23, 2010
It the tenant moved in and you began leasing to him, you may only have a month to month rental. However, if you presented a lease and he moved in...
Chapter 7 bankruptcy: Don't understand why Toyota Financial filed a PROOF OF CLAIM 3 weeks after discharge & closure.
Mitchell's answer
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Answered on November 23, 2010
I have to agree. Unless you reaffirmed the debt, you are not responsible. If you intend to stop paying and give up the car, then there is no...
Archived
If I conver a Ch.7 bankrupcy to a Cp.13 to get a second mortgage lean taken off. Will
my old creditors come back after me?
Mitchell's answer
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Answered on November 23, 2010
Be careful. Not all districts allow the so-called Chapter 20 if you need a discharge. Some districts require that unless you can file a 100%...
Archived
What can i do to fight homeowners association for non payment?
Mitchell's answer
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Answered on November 22, 2010
Like any creditor, they do not have to accept payments unless it is in the covenants. Unlike other creditors, some states give them the ability to...
I filed Ch 7 bk and intended to reaffirm a car loan but was not able to due to negative DMI. Now now the repo people are here.
Mitchell's answer
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Answered on November 22, 2010
To add some more to the previous answers, you can have a reaffirmation agreement approved even if income and expenses on the schedules are...
I filed Ch 7 bk and intended to reaffirm a car loan but was not able to due to negative DMI. Now now the repo people are here.
Mitchell's answer
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Answered on November 22, 2010
In Virginia, if the contract says that bankruptcy is a default, then the lender can repossess without a reaffirmation agreement or a redemption...
Archived
If I short sale my house after including mortgage on a ch 7 bankruptcy, am I liable for the difference
Mitchell's answer
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Answered on November 22, 2010
The debt is being discharged in bankruptcy. The foreclosure should not appear on your credit report. Why would you want to take the responsibility...
Archived
At which point in a bankruptcy is it okay for a lawyer to bail out?
Mitchell's answer
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Answered on November 22, 2010
You should have a retainer agreement that spells out what is covered. A typically bankruptcy does not cover litigating these issues, especially...
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