What should I do when a bank charge-off department takes money out of my savings account to offset a charge-off?

Why was the bankruptcy denied? Was it a Chapter 13 where a plan was never confirmed? Were you denied a discharge for a specific reason? If you...

Protection of banks by Statutes

By whom and from what? You need to be more specific.

Should I file a adversary proceeding?

I am confused. Was there a mortgage on the property? If so, was it paid? The personal obligation to pay was discharged, but a mortgage is not...

Question on Vehicles when filling out Rights of Exemptions

If he is filing for bankruptcy with an attorney, he needs to work this out with his attorney. You are not the client. Bankruptcy involves...

A bankruptcy in Ireland may not appear on your credit report, but the debts could follow you to the U.S. Check with an attorney in Ireland to find...

We just went to our 541 Hearing for Chapter 7 and were asked to provide proof of life insurance value.

If it was an honest mistake, that happens. Valuations should be based on documentation close to the filing date. That is not always possible. Amend...

Can a lawyer call and threaten to file criminal charges against someone about a credit card debt?

I am willing to bet that the person is not even in the U.S. Document everything. Keep any voice recordings left on voice mail. Keep all letters,...

I am currently collecting unemployment and having fiancial difficulties. Tried for a loan mod. and was denied am thinking

Some courts will not allow you to file for Chapter 13 while being on unemployment because you have no regular income. Regardless, being on...

I didn't file a response when served court papers. How long until they attach my wages?

The Bankruptcy Code does not require reaffirming mortgages to keep a house. However, payments must current and the house must be insured. For...

Can they pursue me in anyway while I live, work and bank in America?

The lender can sue you in a U.S. court for a foreign debt. A judgment can be used as the basis for filing collections actions as allowed by state...