A COMPANY OWES ME $2100.. LOCATED IN COVINGTON GA. CAN YOU HELP?WHAT % DO YOU CHARGE TO COLLECT?THANKS. BILL SIMRIL

Unless the contract provides for interest, you cannot charge it. You can get interest if you get a judgment. You can also sell the debt to a debt...

In new York when an employee quits and still owes the company from an employee loan

Unless there is a voluntary contract, you cannot do this (even then, you may not be able to do this). Taking the money is a violation of federal...

Do I surrender my home or retain it on bankruptcy form B8 if I have more equity than my state's homestead exemption permits?

If you have more equity than the state's exemptions, you can look at Chapter 13 and pay off the equity over time. If you cannot afford a 13, then...

Judgment was filled against me for credit card. was paying a lawyer money each month lawyer got fired cfs sent letter to

Every state has exemption laws that allow you to protect property from creditors. Your case is no different. If you do not have a judgment against...

1st loan is current. i filed BK 7. 2nd was paid off though MI that bank aquired on their own. is 2nd unsecured now?

Liens are not removed in Chapter 7 bankruptcies without action by you. Liens on real estate are not removable at all. They must be paid or you can...

Bankruptcy vs. Debt Management

Debt management does not stop late fees, penalties, or interest accruals. Bankruptcy stops all of it. If you have no money to afford debt...

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Will I be responsible for payment of the joint credit card balance in spite of the divorce decree?

The answer is yes and no. As far as the credit union is concerned, you are both responsible and they can sue either one of you or both. Between the...

How to stop an HOA Foreclosure in Florida

When a second lien holder forecloses, any buyer takes the place subject to all prior liens. You can file a Chapter 13 bankruptcy to stop the...

Is there anything I can legally do to get my belongings from my ex girlfriend?

You can file a Warrant in Detinue in the local General District Court. [I am a Virginia-licensed attorney. This communication is intended as...

I have been receiving paper checks. At my employer. Can my company force me to use direct deposit or a pay card?

Yes. Your employer is only required to provide you with a free way to get paid. [I am a Virginia-licensed attorney. This communication is...