Archived
I need more time to find a defense attorney... Can or how do I ask the court for more time to respond to a foreclosure summons?
Mitchell's answer
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Answered on December 17, 2010
You can file a motion to extend time to respond or to continue, but the court can deny that motion. If motions are not filed or are denied, you...
Archived
Can I ask the court for more time to respond to a foreclosure summons? How do I? Trouble finding a attorney.
Mitchell's answer
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Answered on December 17, 2010
You can file a motion to extend time to respond or to continue, but the court can deny that motion. If motions are not filed or are denied, you...
Archived
How long does a short sale stay on your credit report?
Mitchell's answer
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Answered on December 17, 2010
If the agreement is that bank will report it, it stays on your report for 7 years. Over time, its effect on your credit score will lessen.
[I am...
Archived
Is Foreclosure Alone a Good Reason to File Chapter 7 Bankruptcy?
Mitchell's answer
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Answered on December 17, 2010
It all depends on whether the lender attempts to seek a deficiency against you. If so, have an attorney review your entire situation to see if...
Archived
Am i liable for the jr or 2nd mortgage after the senior mortgate foreclose the property?
Mitchell's answer
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Answered on December 17, 2010
Are you trying to say that the HELOC refinanced a purchase money loan and took no additional cash? If so, the HELOC is not for purchase money and...
Archived
My home is in foreclosure from a judgment lein from before I purchased the home.
Mitchell's answer
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Answered on December 17, 2010
If you purchased the home at a regular sale with a mortgage, then you had to purchase title insurance to cover you and the lender. Review the HUD-1...
Archived
Can one be held liable for HOA fees and city liens (Buckeye, AZ) after foreclosure or deed in lieu?
Mitchell's answer
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Answered on December 17, 2010
I think you mean liability insurance as opposed to vacancy insurance. As long as the house is in your name, your face liability if someone is hurt....
Archived
Defective foreclosures
Mitchell's answer
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Answered on December 17, 2010
Consult with a local attorney immediately. The question is whether the foreclosure was defective according to state law. If so, time is of the...
Archived
Are we entitled to our Security Deposit and Pet Deposit if Landlord lost home to foreclosure?
Mitchell's answer
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Answered on December 17, 2010
As long as the landlord is on the deed and no foreclosure has taken place, you pay rent to the landlord. Once a foreclosure takes place, ownership...
Archived
The house im renting just sold at the sherriffs auction and my landlord said he talked to the bank and he can redeem the house.
Mitchell's answer
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Answered on December 17, 2010
If he redeems the house, then your lease is still valid. Even if he does not, you may have rights to stay in the place and continue the lease under...
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