Archived
I have been told that I am covered under the Arizona anti deficiency statue. Can lenders still come after me??
Mitchell's answer
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Answered on December 19, 2010
Arizona Revised Statutes, Title 33, Chapter 6.1 sets out the limitations for a lender in Arizona to get a deficiency judgment. If the lender cannot...
Archived
I bought a Condo from sheriff sale and now association is sending me a invoice with past HOA fee. Am i responsbile for this fees
Mitchell's answer
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Answered on December 19, 2010
If the sheriff sale was for unpaid taxes and the taxes are first priority, then it wiped out all junior liens. However if the HOA dues were...
Archived
What is the best available defense for tax foreclosure? Can tax abatement denial from a City count?
Mitchell's answer
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Answered on December 19, 2010
If you did not complete the process for a tax abatement, then you were properly denied and owe the taxes. You can always appeal, but that will not...
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Archived
Can we stop foreclosure issued by FRAUD loan docs to sell in auction next week.Lawyer conpiracy invol
Mitchell's answer
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Answered on December 19, 2010
Your explanation of the facts is confusing. Are you in bankruptcy? If so, the foreclosure sale must stop because of the automatic stay. If your...
Archived
After foreclosure, how/why would the lender sue me for a deficiency? In what situation do they do this?
Mitchell's answer
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Answered on December 19, 2010
A lender can sue for the difference between what you owe and what they receive for the sale of a house in foreclosure (minus the cost of sale)....
Archived
How does a debtor challenge a mortgage lien in a chapter 7 bankruptcy?
Mitchell's answer
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Answered on December 19, 2010
Consult with an experienced bankruptcy attorney. The first thing you need is a complete review of all mortgage documents for a determination of...
Archived
Where can I go to in order to find records of my criminal history to see if I'm eligible of expungement?
Mitchell's answer
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Answered on December 19, 2010
If you were convicted or you pled guilty, you are not eligible for expungement. If the case was dismissed or you were acquitted, you can...
Archived
I had a call today abou a jeep that i had at a buy here pay here place
Mitchell's answer
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Answered on December 19, 2010
In Virginia, if you hide collateral, the lender can press criminal charges against you. Therefore, if you were behind on payments and hid the car...
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Archived
What should my next course of action be?
Mitchell's answer
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Answered on December 19, 2010
You do not mention if there is a will. If there is, the will is the place to start. If not, then Virginia law is the place to start. You have a...
Archived
Both names are on the home loan under bankruptcy, can my fiance's ex lock/kick her out the home, they live in seperate rooms?
Mitchell's answer
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Answered on December 19, 2010
The question is whose name is on the deed. If both names are on the deed (and the divorce decree does not give the property to one property or the...
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