Can an annuity or annuity distributions be attached by ANY creditors except the IRS?

It depends on the laws of your state and the type of annuity. [I am a Virginia-licensed attorney. This communication is intended as general...

Once they have started garnishing your wages, can you get payment arrangement set?

No creditor will agree to payment plans while a garnishment is pending because they get more through garnishments than through a payment plan....

My husband and I are unfortunately going to have to declare bankruptcy in the near future. Decision about repossessing our boat

If you cannot keep it, then paying another month is wasting money (especially if you cannot use it during that month). If you have counsel, ask...

If a fed tax lien is filed will any other creditor be able to attach wages, repo cars, etc. While the lien is in place?

I agree with Mr. Stempler. The first answer confuses secured, priority and nondischargeable. A federal tax lien usually takes priority over...

The Trustee had to file an Adversary Proceeding (a bankruptcy lawsuit) to object to the discharge. If granted, the prior answer is correct that the...

What forms do I need to fill out to respond to a summons and complaint. What should my response include?

Neither answer is complete. If the complaint was served on someone else, where was it served? If it was at your residence, then service is most...

I am in BK13 & the lawyer did not include CA S corp. not being used for 2.5 years. Can I cancel my corp. just sitting there?

If there were no accounts receivable or other claims that your corporation has, then it is not an asset anymore. However, it should have been...

Can machinery used to tool products for G.E. and ultimately the Department of Defense be seized in a personal bankruptcy?

How much is the asset worth? Does a corporation own them or do you own them personally? If a corporation owns them, is there any money in the...

How can I keep my car, franchise restaurant and furnishings with Bankruptcy?

It depends on what the property is worth and how much you owe on them. Virginia law lets you keep $2,000 in equity in one car. It also depends on...

If I stop paying my mortgage and credit card bill can my IRA be liened?

If your IRA is a rollover IRA, then the funds are arguably protected under ERISA just like the original account was. However, if it is any other...