Archived
A creditor sent me a civil summons to court, they included an item labeled exhibitA. Should I in my answer to letter, dismiss it
Mitchell's answer
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Answered on January 11, 2011
A charge off is just an accounting term. The creditor has determined that it cannot collect the debt and moved it to the bad debt column of its...
Archived
I have 2 foreclosures in 06/08 and 08/09. and I have talked talked to the collection company of the 2nd loan and they told me
Mitchell's answer
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Answered on January 11, 2011
You should have a local bankruptcy attorney review your records and credit report. If the loans were paid in full, then any judgment should be...
Archived
If you are going with an attorney to file Bankruptcy and decide (before the paperwork is filed with the courts)
Mitchell's answer
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Answered on January 11, 2011
It all depends on the retainer agreement (the contract you had with the attorney). Attorneys do lots of work to prepare for filing a petition. The...
Archived
I reported a website
Mitchell's answer
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Answered on January 11, 2011
If you suspect that the images are of minors, then you should report it. Sites with people in sexually explicit positions must retain proof of the...
Archived
Can Einstein Practice Plan take my payment and put it towards a bill I was unaware of from 2002 without informing me?
Mitchell's answer
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Answered on January 11, 2011
Talk to a local attorney. The debt may be too old to collect on. Also, if the insurance company did not pay, then you would be responsible even if...
Archived
I just got a transript of judgement from my tenants on unpaid rent and want to garnish the wages This was done in colorado court
Mitchell's answer
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Answered on January 11, 2011
So what is your question?
Archived
Why should I pay?
Mitchell's answer
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Answered on January 11, 2011
This problem happens quite a bit. If neither of you had the account closed, then you are both liable to the credit card company. However, if you...
Archived
I went through bankruptcy 3 years ago. I kept my house but it may be foreclosed on soon. If it is foreclosed on will it reported
Mitchell's answer
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Answered on January 11, 2011
I think I already answered this question. If the debt was discharged in bankruptcy without reaffirmation, then it should show up on credit reports...
Archived
I live in the state of Missouri. there was a notification sent in November from a legal firm placed against my
Mitchell's answer
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Answered on January 11, 2011
First question is were you ever served before the original judgment. If no, then you can fight to set it aside. If yes, then you may be able to get...
Archived
I am considering Bankruptcy outside of the United States.
Mitchell's answer
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Answered on January 11, 2011
Consult with a non-profit credit counselor or bankruptcy attorney. If you have assets outside the U.S., you may need to talk an attorney where...
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