Archived
A collection agency had a judgement from 12 yrs ago, yet try to renew it and send me a check for what they garnished previously
Mitchell's answer
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Answered on June 06, 2012
If the judgment expired already and they did not renew it, then it is gone. Also, being more than 10 years old means that it isn't on your credit...
Archived
Bankruptcy Judge recorded agreement, now the debtors lawyer wants to change the agreement ?
Mitchell's answer
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Answered on June 06, 2012
The other side cannot enter into an agreement and then later decide that they forgot to add something to it.
Whatever the agreement is stands...
Archived
IRS has garnished 100% of my social sec check, about to become homeless again if not settled.
Mitchell's answer
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Answered on June 06, 2012
See your local legal aid to see if they can help.
Selected as the best answer
Archived
My account was levied last month by an unknown creditor that obtained a judgement against me 7 years ago
Mitchell's answer
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Answered on June 06, 2012
See a consumer lawyer now for possible claims you may have against the debt collector.
Archived
I HAVE A CHARGE OF ACCOUNT . CAN A COLLECTION CO. STILL COME AFTER ME FOR THAT ACCOUNT EVEN AFTER ITS BEEN CHARGE OFF OVER 2YRS.
Mitchell's answer
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Answered on June 06, 2012
Unless the debt was forgiven or the statute of limitations has run, you still owe the money and they can come after you for it.
Archived
Why is it important to list defenses with your answer to a summons for a debt collection and do the defenses help
Mitchell's answer
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Answered on June 06, 2012
If you have counter-claims, it gets more complicated. Basically, raise a defense or waive it.
Archived
Hospital suing me for an unpaid bill that they failed to bill my insurance properly.
Mitchell's answer
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Answered on June 06, 2012
Generally, the provider is not required to submit anything to insurance and is not bound to our agreement with insurance if it does it. They are...
Archived
I filed bankruptcy in 2009 and signed a reaffirmation and I now I can't afford my home. Should I sign a DLI with lender?
Mitchell's answer
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Answered on June 06, 2012
Check your case, but I doubt you actually signed a reaffirmation agreement and had it entered. Few, if any, attorneys sign these because the code...
Archived
Can a debt collection attorney ask to see my computer if i am being sued for a consumer debt in Texas?
Mitchell's answer
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Answered on June 06, 2012
They can always ask. Whether you let them or whether they can subpoena anything on it is another question.
I rec'd a debt collection letter from a law firm in CA for an three year old credit card debt with US Bank.
Mitchell's answer
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Answered on June 06, 2012
They do not have to settle.
Let the debt validation happen first before doing anything.
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