One business is closing and I gave a personal gurantee. Can the banks go after my other businesses?

You interest in the business is what they can potentially reach. You basically own stock in two companies. If the companies' assets exceed...

Can a debt collector attach a disability pension?

If it is Social Security, no. If it is a veteran's disability, no. It all depends on the type of disability pension. A local attorney can tell you...

Would hiring a lawyer be better than going through a company like ARS that will negotiate down my debt with credit card comp?

I h ave to agree with Mr. Myers. I have seen too many people waste their money on so-called debt settlement or debt negotiation companies only to...

Tax Return during Chapter 7 Bankruptcy

Tax refunds in bankruptcy are generally pro-rated through to the date of filing. For example, if you get a $3600 refund, that would be $300 per...

I suggest posting this under real estate. However, generally, unless a deed says tenants by the entirety, it isn't. Some courts have held that...

How to get money due me from overpayment

If the garnishment started before you paid in full, contact the court and ask for a hearing on the basis that you are being over garnished. That...

Lender sent a 2nd fax to me in error to my work

If you asked the lender to send it, a second fax could just be an honest mistake. The note is not usually a public record. It is protected by...

Can a landlord charge me fees for; eviction, Sherff Service, Fiing, Representation fee.without posting in a court.

Whether you can be charged any fees by a landlord depends in part on state law and in part on your lease. I would advise that you check the lease...

Bancruptcy chapter 13..??? I make $26000 aprox per year, single with no kids

If a court ordered you to pay these debts on behalf of a spouse, they may not be dischargeable in bankruptcy. As for setting them aside, if a state...

Are cell phone conversations recorded?

Companies can record text messages that are sent through their systems. They also keep logs of incoming and outgoing calls that are subject to...