If they released the lien, then you are left with an unsecured debt. Their error does not mean that you are relieved of responsibility for the...

I am not aware of any case where an attorney can represent you yet not show up at the hearing. Maybe your attorney had an accident or other...

Gifts make no difference. There is no problem. The 6 months applies if YOU inherit the money, not someone else. [I am a Virginia-licensed...

Ch 7. reaffirm / NOT reaffirm?

It is not necessary to reaffirm mortgages to keep real estate. If your property is worth less than $195K (or $241K), you might want to consider...

Bank Levy Bankruptcy

The question is when the money becomes the creditor's money. In Virginia, that happens at the hearing on the garnishment. It would appear that is...

If I order something online and it is never given to me, what legal action can be taken?

Merchants ust have a reasonable basis for stating or implying that they can ship within a certain time. If they do not tell you how long, they have...

Ch 7 Att never filed amend to financials won't ans calls, BR D/C'ed, Creditors seeking payment including the Att that forclosed

In Virginia, our courts have ruled that in a case where there are no assets to distribute and the creditor was not harmed by not having an...

You may be able to get the lender to report positive information by disputing the incorrect information on your credit report with the credit...

Do investigators have the right to place video and or audio surveillance in your home? if so, what areas if any, are prohibited

Government needs a search warrant. Private parties need permission or they need to own the place and have a current right to be there. Landlords...

It depends. You can exit early, if you have paid off all creditors in full. You can file for a hardship discharge if you cannot amend the plan and...