I have been threaten to be sued

What you were not told is that a company must have an attorney to sue you. Wait until that happens. Then call the attorney and contest the debt....

If you received lump sum distribution from closed retirement account, can a judgement creditor get this if deposited in bank

Retirement accounts are exempt from creditors (though the IRS can get at distributions). The problem is that once you take the money out, it is no...

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Can I place a lien on a customer who has not paid for there oil delivery?

In some states, the local government has a statutory lien for unpaid utilities where the debtor also owns the property. Absent a statute, you must...

Do I need a wage garnishment attorney?

Once a case goes to judgment, garnishment is the main way creditors collect. I know of no creditor that will enter into a voluntary payment...

I was served with a summons for credit card debt. I have a reverse mortgage, Can they put a lien on the house?

Debt settlement programs do not typically work. By the time you have enough money saved up with them, you get sued and garnished. As for the credit...

What should a collection agency be reporting on a disputed debt?

You need to send a written dispute letter to the debt collector. That debt collector cannot report anything negative while the dispute is pending....

My landlords house which I am renting is going through foreclosure and she has filed for bankruptcy. The lease is under one name

It sounds like your roommate is the only person on the lease. If the rent is not paid, everyone can be evicted and he can sued for what is owed. He...

What does this mean?

A deed in lieu is just a fancy way of saying that you are giving the property to the lender instead of having a foreclosure. It does not mean debt...

Can I sue the mortgage company and get my property back with damages? Any cases on this subject?

You were behind and the property was foreclosed upon. If you were given proper notice, then the foreclosure cannot be reversed. Virginia has no...

Going through foreclosure w/ Bank of America and they already changed my locks. What to do next???

If the foreclosure happened, you no longer own the property. Contact the new owner to get your personal property. If the foreclosure did not...