Archived
Is there a statute of limitations regarding medical bills? I am being sued for medical bills that are four years old.
Mitchell's answer
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Answered on May 18, 2011
Medical providers are not required to accept insurance. They are not required to submit the claim. Many of them do accept it and offer to submit...
Archived
What happens if I am unable to pay a debt that was re-affirmed in a Chapter 7 bankruptcy?
Mitchell's answer
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Answered on May 18, 2011
Are you sure that it was reaffirmed? The lawyers that I know would never reaffirm a mortgage, because it is not required to keep the house or even...
Archived
In Pennsylvania, as a debtor to I have to pay the creditor any fees incurred for collection?
Mitchell's answer
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Answered on May 18, 2011
If there is a judgment, you have to look to the judgment to know what must be paid to satisfy it. If they sued for and were awarded collection...
Archived
Received Judgment notice on same debt..AGAIN! I have already fought this once, what do I do now?
Mitchell's answer
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Answered on May 18, 2011
What happened in the original case? Did you win? Was it dismissed? Was the dismissal with or without prejudice? If you won, the case cannot be...
Archived
When I file bankrupcty, is there a chance that my vehicles that are paid off could be taken?
Mitchell's answer
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Answered on May 18, 2011
It depends on the value and the exemptions available to you. Talk to a lawyer in your area before making any decisions.
Archived
Can mortgage servicer provide Perfection of Title for loan mod after Chapter 7 discharge?
Mitchell's answer
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Answered on May 18, 2011
A discharge, a reaffirmation, and a loan modification have nothing to do with each other. You still own the house. The lien still exists. If you...
Archived
Filing bankruptcy to avoid deficiency judgment
Mitchell's answer
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Answered on May 18, 2011
Filing for bankruptcy will not get rid of the house. It will not get rid of post-petition tax debt, HOA dues, and liability if someone gets...
Archived
I let a high school friend get a cellphone line in my account.He did well with paying his bill on time for almost a year.
Mitchell's answer
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Answered on May 18, 2011
If you get a judgment against your friend, it may only be worth a bad mark on his credit report. Of course, his situation seems like it would not...
Archived
I have my own small business and have many customers who havent paid me the remaining of there debts .
Mitchell's answer
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Answered on May 18, 2011
You can sue in a small claims court. When was the last time that you sent a letter to collect? I would do that first if you haven't done so...
Archived
Shoplifting at H&M in NYC
Mitchell's answer
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Answered on May 18, 2011
You need to post this in criminal law. There may be criminal charges.
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