Should I go to court in this situation/

You have a contract with the debt settlement company. The creditor does not. You can be sued. However, if you have nothing for the creditor to get,...

Question about creditors older than 7 1/2 years allowed to place a repayment plan on your credit report w/o authorization.

This sounds like reaging, which is common. It also violates the Fair Credit Reporting Act and possibly the Fair Debt Collection Practices Act....

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There is a default judgement against me for a credit card from a law firm. Ten years ago the amount was 7,000.00. Now with the

Talk to a consumer law attorney to find out if the judgment can be attacked. If not, is it too old. Was interest awarded by the court? If so,...

Whats the limit on when they can garish wages?

I am not a Colorado attorney, but from what I can find Colorado follows federal law. Federal law allows garnishments of any amount beyond $217.50...

I owe a disputed debt to a company, but that company is in Chapter 7, what do I do?

Ultimately, you need to either resolve the lien issue in the bankruptcy court where the Chapter 11 is being handled OR you need relief from the...

This is part 2 of a payday loan question I asked two days ago. The debt is valid, but the new wrinkle is that...

It might mean that they would consider any agreement void. I would make the payment by check and mark it paid in full satisfaction. Let them cash...

Is there a time limit for the collection agency to file a negative item with the CRA?

Dispute the listing on the credit report. Dispute the debt with the debt collector.

Collection Debts. I'm helping my sibling (currently in rehab) to clean up his debts. CC Companies turned over debt to collection

If debt collectors are involved, CHALLENGE THEM ALL. They need to prove that they are owed any money and the amount owed. Do it in writing and keep...

I have question about adversary proceeding with student loans

What was in your stipulation dismissal? Was the proceeding dismissed because you have a consent order that the debt was discharged? If so, then...

I had a payday loan that was two years old when I was contacted by someone from Powell Law Offices to repay the loan...

The change in law was not retroactive. The loan, if legal at the time it was made, is still legal. However, you have the right under the Fair Debt...