When reaffirming a modified mortgage in a chapter 7 bankruptcy do the terms remain the same?

Why on Earth would anyone advise a client to reaffirm a mortgage when it is not required by law? Doing so only brings back personal liability on...

My husband and I are separated but filing a joint chapter 7 bankruptcy.

The place to file is where you lived for at least 91 days prior to filing. If you are married, you can file jointly where either party can file. In...

Does filing bankruptcy free me from judgements for credit card debts?

Yes. As long as there aren't any liens from them, the discharge will wipe them out. If there are liens, those will remain.

If the federal government owes u money are u entitled to interest

Contact the agency where he worked and the Department of Labor. You won't get interest, but you should get the money.

Went to my hearing but the debt collector did not show now what?

It depends on what happened. If the judge dismissed the case with prejudice, it cannot be brought again. If the judge dismissed without prejudice,...

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I have a credit question regarding a short sale or foreclousure.

As long as you are not on the mortgage, it will not affect your credit.

To file or not to file Chapter 7?

Talk to your local legal aid society. There may be lost cost or pro bono counsel available to help. Do not go it alone. Mistakes can be costly.

HELP!!! RE: Garnishment Summons Forms

You really should have an attorney. The Garnishment Summons has instructions for how to use it. You have to file it with the court and serve it on...

You may be able to challenge a default judgment. The problem is if you were served at your last known address, did someone accept it? If not, you...

Question regarding Fair Credit Reporting Act...

Contact a local consumer law attorney immediately with all of your documentation. If you have a claim, damages include attorney fees.

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