Are there specific CA laws that dictate how a creditor must notify a client of a past due amount?

You need to consult with a California attorney on insurance issues. Non-payment of premiums can lead to cancellation of a policy. You may have the...

I recieved default entry for my credit cards, what do i need to do now and can they or are they starting process of garnishment.

Check the status of the case with the court. Is it entry of default, which means that you cannot respond or raise defenses any more? Is it default...

Can I do anything myself to have a lien removed?

I agree that you should hire an attorney to challenge the lien. The lien is based on state law. Any power that the HOA has is based on state law....

What are the consequences if yuo apply and recieve credit cards in your childs name without his knowledge?

You need to discuss this with your bankruptcy attorney. If these debts are the reason that you are filing, you can dispute them because they are...

GMAC Setup? Why does it refuse payments periodically & then file motion for relief from stay?

If you made the entire monthly payment and the mortgage company refused to accept, see you (or an) attorney about sanctions. If you did not make...

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Bank Foreclosure still pending-Bankruptcy Discharged -now HOA plans to foreclosure..... please help with specific questions>>

Unless your case was either a Chapter 13 or an asset 7, there was no need to file a proof of claim. If it was, the proof of claim would have...

Credit card charges dispute

Sometimes, the simple way is the best. Call the customer service number and ask them to waive the interest and late fees. Then pay it by check...

My cosigner is filing bankruptcy. My loan is current.

The only notation on your credit report can be included in bankruptcy. If the credit bureau reports anything else, see a consumer law attorney...

Is is possible and/or wise to file a complaint against my attorney in an active chapt 13 case or hire a new attorney?

You can always get another attorney. Depending on how much work was done, your current attorney may have already earned his fee. Additional work...

Vacate a judgment.

I would also add that any release should try to get the tradeline on your credit report removed so that neither the agreement nor the debt is...