Banking

While every state has different rules, the general rule is that medical providers for emergency room visits can sue both spouses regardless of...

Owe tax $ to IRS from 06 to 09 tax years. All returns filed on time (4/15) can u help me apply the chapter 7 test as to discharg

If you filed all tax returns on time and did not evade taxes or under report or get assessed within the last 240 days, then taxes for 2010, 2009...

Going to court for credit card debt

I need more information. You need to know what you are disputing. Are you being sued by the creditor or a debt collector? Is this your first...

You own the current house and have no personal liability on the mortgage. If you walk away, there is no more liability. If you keep the property...

Can I file a mechanic's lien in KY and PA for cleaning services to a retail client?

While I cannot advise on the specific states, typically mechanic's liens require some sort of improvement on the real estate. Cleaning services...

My husband received a bill in the mail for his child's emergency room visit that he was unaware of.

Typically, both parents are equally responsible for the care of their children. The provider can go after either parent. Your husband may have a...

Part two of "when do we file for bankruptcy"

You need a complete review of your entire situation. I have written posts on this issue on my blog. The issue has to do with how much you owe, what...

Can you file bankruptcy on a CIVPEN type of tax from 2003?

Payroll taxes are trust taxes and not dischargeable. Furthermore, you have personal responsibility because you were the responsible party....

What is the correct code to use in Schedule C for HSA account if homestead exemption has been used? I chose NY State.

A health savings account is a special account for medical expenses. Whether it qualifies for ERISA protection, state law protection or some other...

Chapter 7 dismissal

Generally, you have 14 days to file to set aside a dismissal in federal court.