Archived
We are facing forclosure,we now make 100,000 a yr, we found a home we want what should we do to be able to get this new home?
Mitchell's answer
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Answered on June 29, 2011
You will not qualify for a mortgage while you are in an active foreclosure. If you can sell the house and pay off the mortgage, you may have a...
Archived
Can a personal loan be transferred in a bankruptcy?
Mitchell's answer
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Answered on June 29, 2011
If you had a written agreement before the transfer, it must be honored by the transferee. If there was no written agreement, then the original...
Archived
How long can a collections accounts be sold?
Mitchell's answer
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Answered on June 29, 2011
Wireless communications agreements have a federal statute of limitations of 2 years. Other written contracts have an SOL of 5 years. Regardless of...
Archived
I have a real estate affidavit on file with the court. My mother still had a mortgage on this property that is in her name.
Mitchell's answer
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Answered on June 29, 2011
The due on sale clause in Virginia is not invoked when the property is inherited at death. You can continue paying the mortgage and keep the...
Archived
My mother is in the hospital and will not be able to go home. How can I help her terminate her lease early without penalty?
Mitchell's answer
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Answered on June 29, 2011
Some leases provide for early termination based on medical reasons. Some do not. You will have to review the terms of the lease. There is no right...
Archived
I have a mortgage on my building with the bank I bank with. I was issued a 8000.00 check from my insurance company to repair th
Mitchell's answer
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Answered on June 29, 2011
The bank had no right to seize the money to pay the mortgage beyond the amount it was past due unless it accelerated the note. Generally, Deeds of...
Archived
Should i try to get a license in va being that I have not yet been convicted of a dui in pa ( I will be soon)
Mitchell's answer
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Answered on June 29, 2011
Virginia will treat out of state convictions and infractions as if they took place in Virginia and assess points and penalties accordingly. You...
Archived
The water heater of the unit above mine leaked and caused significant damage to my unit. During the repairs, my tenant found it
Mitchell's answer
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Answered on June 29, 2011
The tenant should submit the claim to the insurer of the tenant above AND hopefully that person has renters insurance. That is what the insurance...
Archived
Can I be evicted if there is no lease, and I have proof the property was given to me?
Mitchell's answer
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Answered on June 29, 2011
If the title was endorsed over to you, then the place is yours. You are required by law to file the new title. Not doing it does not mean that you...
Archived
Bill of particulars missing exhibits, VA
Mitchell's answer
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Answered on June 29, 2011
The Plaintiff will have to correct the certification and show that he mailed the documents on time. Failing to send the exhibits is not fatal, but...
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