Archived
Can a landlord charge for carpet if there were no stains on the carpet, no scent but stains found in the padding?
Mitchell's answer
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Answered on July 02, 2011
Not if they were throwing out the carpeting. What damage do they have? The landlord has to document the damage and send a letter to you within a...
Archived
Qs about rights as a buyer of used car which failed emissions in VA
Mitchell's answer
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Answered on July 02, 2011
You bought a used car and have no remedy. The emissions failure has nothing to do with the sale. The vehicle does not fit under the lemon law for...
Archived
Can I be compensated for having to pay higher interest rate on a home loan due to inaccurate credit history?
Mitchell's answer
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Answered on July 02, 2011
The Fair Credit Reporting Act requires accurate reporting. Dispute this with the credit bureau. The Fair Debt Collection Practices Act prohibits...
Archived
HOA filed a lien, then bank foreclosed and resold property, can they now get a lien against the original owner?
Mitchell's answer
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Answered on July 02, 2011
Unfortunately, what Mr. Chen said is par for the course in many places, like here in Virginia. The lien goes away once the foreclosure happens. The...
Archived
I have a wrap around mortgage loan and the debtor has filed chapter 13 bankruptcy what do I do?
Mitchell's answer
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Answered on July 02, 2011
Does the debtor owe you money? If so, file a claim in the bankruptcy case. Look at the plan; you should receive a copy. If you are not paid in the...
Archived
I live in texas in 2007 a default judgement was awarded to richard le my husbands name is richard leblanc the creditor is trying
Mitchell's answer
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Answered on July 02, 2011
Try to get a copy of the judgment and a copy of the garnishment. If the same entity did not file both, you have a debt collector and a possible...
Archived
Do we have to pay this debt?
(message below is lacking detail so it would fit)
Mitchell's answer
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Answered on July 02, 2011
File a dispute with the Consumer Affairs Office in your state, including the Office of the Attorney General. File a dispute with the credit bureaus...
Archived
Garnishment in Virginia
Mitchell's answer
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Answered on July 02, 2011
These answers show why out of state lawyers should not be answering questions on state law.
Garnishments can be sent to anyone who owes you...
Archived
I signed a promissory note in NY 12 years ago.
Mitchell's answer
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Answered on July 02, 2011
Making payments or agreeing to a settlement will restart the statute of limitations. If it is too old, let it go. It will be off of your credit...
Archived
I am getting sued for a two year old car accident I am disable and cant work, I am filing bankruptcy, can they go after me?
Mitchell's answer
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Answered on July 02, 2011
If you file, you prevent losing your drivers license. If you don't care and you have no assets to lose, then there is no reason to file. Talk to a...
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