I filed chapter 7 in 2010 and was discharged in 2010. I received a call today from a hack collection agency stating that my

An alternative is to file suit in District Court for violation of the Fair Debt Collection Practices Act. You are more likely to get some money and...

I filed chapter 7 in 2010 and was discharged in 2010. I received a call today from a hack collection agency stating that my

An alternative is to file suit in District Court for violation of the Fair Debt Collection Practices Act. You are more likely to get some money and...

I received a notice of right to have exemption in nc. I missed the 20 day time line do to cancer treatments out of state, is it

Social Security is exempt by federal law. The rest depends on your state.

What happens if I default on 2nd mortgage that was included in BK7 discharge but I am still current on first?

If you default on the 2nd, the lender can foreclose on your house. If there is no equity to get, that is unlikely. You are not personally liable on...

My HOA has filed foreclosure and scheduled a sheriff's sale for their $8,000 claim ($5,000 their fees + $3,000 legal fees).

It depends on what position your state considers HOA liens. If they are subordinate to the first and second mortgage, then the mortgages remain on...

Credit, bank accounts etc...

When you come back to the US, get a free copy of your credit report (877-FACT-ACT). Then see a lawyer for help.

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I have a loan out on my 401k I owe about $21000 on it, I want to quit my job and I'm not going to have the money to pay it back

If you cannot pay it back, it will be treated as a distribution. You will be charged income taxes and a 10% penalty if you are under 59 and a half.

Writ of continuing garnishment

Garnishments are limited in time and they cost money each time one is filed. You are responsible for those costs. Whether bankruptcy is possible...

Can i sue someone in another state for unpaid hospital bills?

You can sue where the debt was incurred or where the debtor lives now. Be prepared to prove your case.

If you have been sued a second time from your debtor what next?

Mr. Rogers advice is a last step, but necessary given the time constraints. I am curious about the "sued a second time" part. What happened with...