Archived
After a judgement, in texas will I be able to make pmts, or should I try to call the creditor before court date.
Mitchell's answer
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Answered on July 14, 2011
You can always negotiate with a creditor before judgment. After judgment, it is less likely. However, if you have nothing for them to take, then...
Can student loan debt collectors garnish retirement pensions, or social security wages?
Mitchell's answer
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Answered on July 14, 2011
Social Security is protected and so are the proceeds. Pensions are protected, but not the proceeds. Once the money hits the bank account, it can be...
Archived
Can Social Security collect on the difference of an overpayment after bankruptcy discharge?
Mitchell's answer
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Answered on July 14, 2011
The overpayment was discharged. Attempts to collect violate the discharge injunction. However, they might be able to recoup the overpayment from...
Archived
Do I need a foreclosure attorney? Should I sell based on the debt owed for the property or seek counsel to help get a Mod?
Mitchell's answer
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Answered on July 14, 2011
Your odds of a modification are small. Being that far behind, you need to consider which option is best for you. Talk to a local consumer law...
Archived
Am I liable for a Second Mortgage on a Foreclosed Home in Nevada?
Mitchell's answer
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Answered on July 14, 2011
Second mortgages generally are recourse, meaning that the lender can proceed against you for a deficiency. There is a third choice to those given...
Archived
In 2009 i was granted a loan modification. The letter that i received prior to the modification stated that I would be given a
Mitchell's answer
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Answered on July 14, 2011
The rules have changed, but not enough. The problem here is that you made no payments and waited too long to take action, except for maybe a...
Archived
Walked away from dblwide mfg home in a park. did not own the land. I read somewhere that balance cannot be collected in AZ & CA
Mitchell's answer
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Answered on July 14, 2011
You might be thinking of the mortgage on your primary residence that is real estate. A mobile home is treated like a car in many states. The 1099C...
Archived
Have default judgment 4 eviction. I prev filed complaint in sup & fed court. What can I do to stop the eviction? motion reconsid
Mitchell's answer
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Answered on July 14, 2011
There is the possibility of a Motion to Reconsider. You need a Georgia attorney because, if this is allowed, time is of the essence.
Archived
Isn't the lender required to notified you why certified mail that you are about to be put in default?
Mitchell's answer
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Answered on July 14, 2011
Sorry, but usually the lender usually only notifies one party that it is in default and there is no requirement to do that before sending it to...
Archived
I own a salon, which is an LLC, and am considering filing bankruptcy.
Mitchell's answer
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Answered on July 14, 2011
Filing for bankruptcy for a business is usually asking for trouble. The business cannot get a discharge. You are an insider to the business and the...
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