Does the state of De have a statute of limitations for creditor being able to collect on a payday loan

Every state has a statute of limitations. Typically, a payday loan is a written contract, though Delaware might consider it something else. Do an...

What type of type of bankruptcy do I need to file? And how can I find a local attorney to help?

First, get your books in order. Make sure that you have profit and loss statements for 2011, 2010 and 2009 as well as tax returns. You will need a...

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What happens if I get a CH 13 discharge on a 2nd mortgage but don't pay

You cannot do what you propose. You must get a discharge in Chapter 13 for a lien strip to be complete. That means that you would be paying a...

Do we Own Our Home Free and Clean

I can't add much to what Mr. Roberts said. I am guessing that your attorney does not regularly practice bankruptcy. If he did, he would know that a...

How long does it take to have a bankruptcy discharge after you reopen a case?

It depends on the court and the order. The easiest thing to do is to call the court clerk like the other attorney said. Your alternative is to...

Frozen accounts during chpt7

Freezing accounts is a reason to never bank where you owe money. In California, Wells Fargo was doing this whether you owed them money or not. A...

Surrender home to 1st with chpt7 bk

The first and second would be discharged in the Chapter 7 case. If you keep paying the first and there is no equity to pay the second, the second...

Can I get my ex boyfriend to pay up on money he owes me?

You can always sue him if you can find him and prove the debt.

Bankruptcy

It is unlikely if you and the person who owns the property can show that the other party made all of the mortgage payments and that you were on the...

What are the outcome possibilities if I let 3 homes go to foreclosure? I cannot file bankruptcy because I would lose my job.

You can face a lawsuit for any deficiency and then collections actions, including garnishments.