Power of Attorney

Have an attorney draft one and contact the prison about getting it signed and notarized if needed. This is not uncommon. Check with the attorney to...

My fiance has a judgment due to unpaid credit card debt; if we get married and file separately, will i ever be liable

No. You are not responsible for your spouse's debts, especially those incurred prior to marriage.

Cite an FTC (Federal Trade Commission) Regulation that applies to any aspect of Consumer Protection.

Section 5 of the FTC is an Unfair and Deceptive Trade Practices Act statute. Why are you looking for this?

Car loan in my name. Taxes and payments are not being paid by friend possessing car. Bank threatens repo. My rights?

If the loan and title are in your name, it is your car. You loaned it to your friend and have the right to get it back. The title cannot be...

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The car dealership said that its called failer to hinder creditors and that its a felony. what is that and is it true?

Virginia has a statute that makes it a crime to hide a vehicle from a creditor who is trying to lawfully repossess it. If your state is the same,...

My wife died very recently and I am unsure what is the best way to handle my outstanding debt.

The National Association of Consumer Bankruptcy Attorneys is another source for counsel. Look for someone who will advise you about all options and...

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Should i get judgement proof instead than file bankrupky

No one is judgment proof. If you owe the money (and the plaintiff can prove it), then a judgment can be entered against you. If you have nothing to...

Can a debt that is filed on bankruptcy and has been renewed with the same existing account number stll be valid on your bankrup-

When were you sued? If it was after you filed, then it is void and a violation of the stay. You can sue to set aside the judgment in state court...

If I sign modification and declare BK 30-60 days later, can I still renegotiate the Arrearages?

If the modification is final before you file, then you can take the new debt and pay it out through your plan. If it is not final, the filing may...

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Does my employer have to file the answer to a garnishment writ if I file bankruptcy in the first 20 days from writ service?

Once you file, you or your attorney if you have one, should file a Suggestion of Bankruptcy on the court and the creditor to stop the garnishment....