If you awnser a complaint do you have to go into detail about why you should not owe the amount they are asking ?

It is not your job to make their case. You should address every point raised and bring up any defenses that you may have.

My bankruptcy discharged almost a year ago, but my bank still not allows me to touch my IRA account. What I should to do?

Many states protect IRAs. Check with yours. Also check with the bank. What reason do they give for freezing your IRA? They are generally protected...

If the lien was applied before the transfer, then it remains on the property and must be satisfied. Check the documents on your divorce; maybe that...

I have two wage garnishments in effect, and I recently found out I'm below the federal poverty level- what can I do?

I am not a Wisconsin attorney, but it appears my colleague is wrong on the law in your state. I have attached it. You may want to consult with an...

Who owns the RV? It is personal property and may be protected using the exemption laws of your state. Google exemptions in Washington State and you...

RVs and LLCs

The LLC is your asset, not the vehicle. The trustee cannot sell the RV, but he can sell your interest in the company. You need to consult with a...

Social Security and Bankruptcy

Tax liens can be collected at different rates than garnishments. Also, federal benefits, like social security, can be at risk to pay back federal...

If i am going to get my wages garnish, what laws should i follow..

If you live in Virginia and your assets are in Virginia, then the garnishment is in Virginia. Your wages, if you work in Virginia, can be garnished...

Outstanding Warrant

Was the bench warrant for failure to appear for debtors interrogatories? If so, you have a problem. The warrant was not to collect a debt, but for...

Wells Fargo makes a habit of freezing any account with your name on it when you file for Chapter 7 bankruptcy. They claim that they are protecting...