A debt collector does not have to be an attorney. However, if they threatened a lawsuit and never intended to file one, you may have a Fair Debt...

Can I be awarded double or triple damages for a bad check?

If the account was closed at the time you received the check, that may indicate bad faith. If the person who wrote it knew it was bad at the time,...

My husband works for a company that recently changed name (Probably Bankrupt) what happens to his 401K ?

401Ks are protected under ERISA. They are administered by third-parties. Check with the plan administrator about the account.

I won a judgement against a contractor a few years ago.

No, the court cannot help you file a claim. If you recorded the judgment after the case was filed, your lien is void and must be removed. If you...

Can my sponsor request for my parents still continue after I did bankruptcy in Canada?

Post this in immigration to get an answer. Please make it clearer.

Statutes can provide for civil penalties. If you question the amount, ask for authority. This is based on statute not contract.

How much of my wages can be garnished? I live in Mo

You make minimum wage. 30 times that is protected at a minimum.

My student tuition was discharged on my bankruptcy in 2004. the university will not give me my transcript.

Student loans are not discharged without an Adversary Proceeding. You must prove that the debt is an undue hardship, which is a hard thing to...

I asked earlier if you could get arrested for payday loan in texas. Company was called Legacy . They said I could get arrested

Cancel the card now and get a new number. Never give it out to anyone you don't know and certainly not to satisfy a debt.

Can the dealership still be trying to cash our checks?

In some states, post dated checks are not allowed. If you write a check, expect it to be cashed immediately, unless it is for a pay day loan.