Bankruptcy - chapter 13

Timing is everything. If the filing happened first, the lien is void. If the lien happened first, it needs to be set aside as a preference OR an...

Filed bankruptcy & tried to keep the house-now going through a divorce and unable to keep house

If the case is Chapter 7, the debt will be discharged. Stop paying the mortgage and the house will go. If the case is Chapter 13, then you need to...

The trustee typically does not take an interest in property in Chapter 13 cases. If there is unprotected equity, you have to pay it through the...

Is it possible to allow your credit card debt on only one card go to collections and settle out for a lump sum payment?

I rarely agree with my colleagues on their suggestions to settle debt. However, in this case, I have to agree. Why risk your credit further when...

Received a summons to answer for unpaid credit line from a collection agency. Have until Aug. 31st to respond.

I disagree. Why settle with a debt collector when the debt collector most likely cannot prove that you owe anything? Fight it. I did for a client...

Bankruptcy and primary property up for tax sale.

You need a local attorney to advise you on this. Ignore the out-of-state lawyers.

You said that you defaulted on a credit card. Did the debt collection lawyer or his client hold the credit card? If not, dispute that you owe them...

Bankruptcy, forclosure and a VA home loan In Tennessee

Who owned the home and who was liable on the loan? His bankruptcy would not discharge YOUR liability only his own. Maybe the debt is too old...

Can I sue sallie mae for harrasing me and my cosigner over the phone and wanting me to pay more than I can financially?

Creditors do not have to accept less than what you owe. Federally guaranteed student loans are subject to higher garnishment limits. However, they...

Premarital agreement, not divorcing, one spouse filing bankruptcy

You need a California attorney to answer this. The answer depends on community property law. Thankfully, Virginia does not have that problem....