Archived
Bankruptcy rule 524 violation by mortgage lender, their attorney & by state court - optimum timing for adverse proceeding/motion
Mitchell's answer
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Answered on September 09, 2011
Why do you think the state court judgment was a violation of bankruptcy law? If the lender has a lien and you fell behind on the payments, then the...
Statute of limitations private student loan?
Mitchell's answer
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Answered on September 09, 2011
Student loans never go away. However, you should know that most information falls off of your credit report after 7 years with a few exceptions....
Archived
Is there a statue of limitations for filing suit against my brother for taking all my father's assets?.
Mitchell's answer
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Answered on September 09, 2011
You need an attorney to investigate the issues here. The notary can be prosecuted depending on whether there is a statute of limitations for that...
Archived
How can I dispute an insurance claim that was turned over to a collection agency?
Mitchell's answer
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Answered on September 09, 2011
If the collection agency is coming after you, they have the burden of proving that you owe the money. File a debt dispute and make the collection...
Archived
Back pension payments
Mitchell's answer
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Answered on September 09, 2011
You need to find out what resources and assets the debtor has first.
Archived
I filed for chapter 7 bankruptcy in 2005 in GA, and discharged in 2006, can I file again now while living in Ohio?
Mitchell's answer
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Answered on September 09, 2011
You can file, but you cannot get a discharge in another Chapter case until 8 years past from the last time you filed and got a discharge. You can...
Archived
I'm head of household in MI. A creditor is garnishing my wages to the point I can't pay my rent. Can I sue for unfair collection
Mitchell's answer
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Answered on September 08, 2011
Unless you were never served, the judgment is valid. Collection is based on state law. If the state allows garnishing wages, the amount stated in...
Archived
Credit Card debt in Canada
Mitchell's answer
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Answered on September 08, 2011
It depends on where you took out the debts and what the contract say. A creditor could get a judgment and then try to pursue other property. It...
Archived
What are my option if I owed credit card money and now they are trying to collect on it but now it's almost 300% more?
Mitchell's answer
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Answered on September 08, 2011
If the original contract provides for attorney fees and interest, then that is what you must pay. If you do not owe the money (or at least question...
Archived
What are the rules for priority of claims outside bankruptcy?
Mitchell's answer
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Answered on September 08, 2011
Priority of liens are determined by state law. The statutes will explain who gets paid and in what order.
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