Archived
If my deceased parent authorize me as a user on their credit card but I never signed . They gave my SS am I liable?
Mitchell's answer
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Answered on September 09, 2011
Authorized users have no agreement with the credit card company. Therefore, they cannot be liable to the company. Their only liability is to the...
Archived
What is the advantage for me if I file divorce before bankruptcy?
Mitchell's answer
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Answered on September 09, 2011
If you qualify for Chapter 7 and it is a good option for both of you, then filing bankruptcy before divorce lets you get rid of the unsecured debt...
Archived
Can I get my restitution money back i requested to have actual bills from victims doctor?
Mitchell's answer
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Answered on September 09, 2011
Was this a criminal restitution order? If so, you have to get it vacated by the state court to avoid it. If not, what did the court call it? Keep...
Archived
For a medical bill debt in collection, how does the collector determine how much to take out in garnishment?
Mitchell's answer
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Answered on September 09, 2011
A garnishment aimed at a bank account covers all of the money in it up to the amount of the judgment. You can file for an exemption hearing and...
Archived
Can you sue a company for back wages?
Mitchell's answer
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Answered on September 09, 2011
I agree with Mr. Araujo. Contact the U.S. Department of Labor, Wage and Hour Division. They will take action if the employer did not pay earned...
Archived
I'm still unclear on the question submitted yesterday about the order sustaining the trustee's objection to the secured portion.
Mitchell's answer
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Answered on September 09, 2011
Is this case the same Chapter 7 in which you reaffirmed the loans? Is this case a Chapter 13? Are you eligible for a discharge? Did the...
Archived
I have received a letter stating the coourt has done a Writ or Execution on my judgement. I want to see what they can seize.
Mitchell's answer
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Answered on September 09, 2011
I disagree. They can seize what you OWN only. If you are listed as a co-OWNER, the account can be seized and your co-owner can argue what part of...
Archived
I was being sued by a lawyer / capital one for a credit card debt. it says action dismissed plaintiffs take nothing
Mitchell's answer
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Answered on September 09, 2011
Check with the court on its final disposition. A dismissal with prejudice is a win. A dismissal without prejudice gives them the ability to refile.
Archived
CA have 2 systems for chapter 7. Which one is protected the 401K and IRA account?
Mitchell's answer
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Answered on September 09, 2011
ERISA protects your 401K. It is not an asset of the bankruptcy estate. It must be listed and noted as exempt.
Archived
Sued and bankruptcy
Mitchell's answer
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Answered on September 09, 2011
What is the debt for? What is your income and what are your expenses? What do you own and what do you owe? All of your finances must be evaluated...
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