Archived
Are private student loans made by commercial banks and guaranteed by TERI or AES subject to USC Title 20 1091a?
Mitchell's answer
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Answered on September 12, 2011
Who the checks are made to is not what is controlling. Without seeing the loan documents and knowing more about the program, I am not sure anyone...
Archived
I have a set income where i couldn't file chapter 13 another lawyer told me that i could file but it wont dicharge till 2014
Mitchell's answer
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Answered on September 12, 2011
So what is the question? If you have a Chapter 7 discharge in a prior case, you must wait 8 years from the date you filed that old case.
Cease & Desist with Sallie Mae applicable?
Mitchell's answer
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Answered on September 12, 2011
Virginia law is not very forgiving for consumers. You would have to prove that they were calling solely with the intent to harass to get criminal...
Archived
My sister filed bankruptcy on a $12,000 loan I gave her & her husband. Can I sue them for emotional distress over this?
Mitchell's answer
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Answered on September 12, 2011
The short answer is no. The damages on based on a contract signed prior to filing for bankruptcy. You would have to prove that there was no intent...
Archived
If I lose in small claims court how do I pay the amount back
Mitchell's answer
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Answered on September 12, 2011
Keep something in mind. The creditor is not your friend and does not care what you can afford, only what it can collect. Check your state's...
Archived
I won a judgement against a company back in 2005 but the company went out of bussiness before I was able to collect anything.
Mitchell's answer
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Answered on September 11, 2011
If there were assets, you might still have a claim. If not, you have nothing to go after.
Archived
IF I AM SERVED A NOTICE TO APPEAR IN COURT, AND THE CALLER STATED THEY HAVE A REQUEST FOR SIGNATURE, DO I HAVE TO SIGN?
Mitchell's answer
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Answered on September 11, 2011
Who asked you to sign? Are you being asked to sign for a certified letter? Are you being asked to sign by a process server to show that you were...
Archived
Can anything happen to a judgment creditor that violates KS Statutes on the collection of a judgment?
Mitchell's answer
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Answered on September 11, 2011
Failure to raise defenses means that they are waived, except jurisdiction. Now, there appears to be a judgment. If you don't demand an exemption...
Archived
How can i stop garnishment from my payroll check when i bonded someone else out of jail and it was in another state
Mitchell's answer
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Answered on September 11, 2011
Even if he was in jail and the state authorities were responsible for your friend missing his court date, IF you were sued and the bonding company...
Archived
I paid my rent on time with a money order. A month later i recieved an email claiming that my landlord had "shredded the money..
Mitchell's answer
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Answered on September 11, 2011
You paid and they acknowledged payment. Depending on your relationship with the landlord, you might want to consider paying it IF the landlord can...
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