I am considering asking my debt collectors (3) to lower my monthy payments. I am struggling from pay day to pay day

What is the question? They do not have to change your payment or deal with a debt settlement company. All of these options will hurt your credit.

Ramifications to principle borrower if I file bankruptcy on loan that I co borrowed on

A few things. First of all, it is not misreporting saying that the loan is involved in a bankruptcy. It is if you file. Second, no court or...

Business bankrupcy

I will add one thing. Businesses do not get discharges in bankruptcy. Filing a bankruptcy opens the books up to review for possible fraudulent...

Do I have to pay this civil demand letter?

How much is it and do you really want to risk criminal charges? Whether they recovered the merchandise or not, if you stole it, you can be prosecuted.

Statue of limitation for credit cards is 3yrs in florida what can i do if i have several that are over 3 yrs & 4 months old

Actually, the SOL does not prevent litigation. If you do not raise that as a defense, you waive it. If a collection agency sues you for a debt that...

After Discovery, what is the Statue of Limitations for Fruad and Malprdactice?

It sounds like you are asking how long you have to file after you discover the fraud or malpractice. In what state did it supposedly happen? Some...

Bankruptcy exemption question Washington State

Exemption planning and claiming is a good reason why you need an attorney helping with your case. Whether you can claim it or not depends on your...

I have a hospital lien status filed only against me on 01-14-2000 how long is it active for how do I get it closed

Is this a judgment or a lien? Either way, bring it to a local attorney and you will get your answer.

How long can a bankruptcy be postphoned or rescheduled for?

To answer the original question, the debtor does not postpone the bankruptcy case. If this is Chapter 7, the trustee might need more information....

Everyone is correct here. Normally, you are responsible when the bill is not paid. However, you are only responsible for the contractually...