I filed Chapter 7 and discharged both loans, in 2009, been doing ride through on payments.

You discharged your personal obligation to pay the debts. The lien on your property still survived. The mortgage company has to follow state...

Want to pay my bills,but credit card max by stupidity and empty promises on ss and retire,no job cause my bills to be over incom

You may be collection proof. That is where everything you have is protected from creditors. If this is the case, then let them sue. Whether you can...

Should I fill out a hardship application to qualify for a lesser amount from my original total which is $1400?

You are asking a creditor to take less money because you cannot afford it. You expect the creditor to just take your word for it. If you want a...

How many years does a home need to be in a trust, and still be protected, when filing chapter 19?

There is no Chapter 19. There is Chapter 13 and Chapter 7. Chapter 19 refers to filing a Chapter 7 and a Chapter 12 case back to back. If he put...

The tow yard most likely had a lien for at least some portion of what it was owed as long as it held the car. Once it sold the car, if the amount...

I have a joint suspension it the state of california and i already figured out that if i turn myself in for traffic ticket it

You need an attorney in your area. He may be able to negotiate something. Regardless, you must deal with these tickets if you ever hope to get your...

If my husband and I are filing chap 7, is it wrong to add my name to his truck prior to use the 2000.00 vs 1000.00 exemption

If you live in a title state, as many of them are, the exemption depends on whose name is on the title. If you make the transfer, you have to...

We filed chapter 7 in 2002 our mobile home was included. the home was never reaffirmed.we live in wa state.cont below

Check your credit report and make sure that it shows that the loan was discharged in bankruptcy. If you did not reaffirm and you stop paying, the...

Levy/garnishing wages

1. Without a judgment against the new corporation, the creditor cannot levy its assets. 2. Bankruptcy depends on your income and expenses, your...

What do you mean by "owned a DBA?" Was it a sole proprietorship? If so, you owned nothing. It was you and all of the debts were yours. If it was a...