I had a judgment from citibank in 2008. I called for payoff and was told it was dismissed and back with original creditor.
Mitchell's answer
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Answered on October 10, 2011
If you had a judgment, that means that a judge ruled that you owe the money. If the case was dismissed, then there is no judgment. Check with the...
Archived
Co pays for medical office visits
Mitchell's answer
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Answered on October 09, 2011
It all depends on whether the debt was sold. Some times the debt collector is just hired to collect on behalf of the provider. In that case, the...
Archived
House was foreclosed, alleged secured property was left in the house? If a Chapter 7 BK is filed, what is going to happen?
Mitchell's answer
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Answered on October 09, 2011
When this property was affixed to the house, it became part of the house (fixtures). Through the foreclosure, the lender took everything that was...
Archived
How to get person to receive certified letters?
Mitchell's answer
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Answered on October 09, 2011
You can't make anyone get a certified letter. I agree with the suggestion to send the letter so that you can track delivery. What you did not say...
Archived
Shall I dispute my credit card transaction
Mitchell's answer
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Answered on October 09, 2011
If you dispute the transaction, just know that it will cause problems for this relative. If the relative argues that he was authorized to use your...
Archived
My credit score is very low.i want to rebuild it and make it higher
Mitchell's answer
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Answered on October 09, 2011
It takes 7 years for information to fall off of your report. You cannot just get rid of it. However, the effect lessens over time. If you pay your...
I have a storage unit, and am filing bankruptcy, they have locked me out of it, can I get my stuff out of it legally?
Mitchell's answer
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Answered on October 09, 2011
Typically, the owner of the storage premises has a lien on the personal property inside it. You may have no opportunity to get your belongings...
Archived
Can summons be served to a tenant at their job?
Mitchell's answer
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Answered on October 09, 2011
You do have to be careful about trying to serve someone at work. Just make sure that the workplace will allow a delivery person onto the premises....
Archived
Can I sue a company for charging me for products I never purchased then filing them as debt in collection that affected my score
Mitchell's answer
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Answered on October 09, 2011
I disagree. If you never ordered anything from them, then file a dispute with the credit bureau. By the way, these debts remain on your report for...
Archived
My student loan is in default. I know they will take my tax return. If my husband and I file separately can they take his return
Mitchell's answer
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Answered on October 09, 2011
As long as your spouse did not sign the loan documents and you file separately, then your creditors cannot take his tax refund. Check with a tax...
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