The creditor has to find out about your new job and file for a garnishment and serve it. How long that takes is anyone's guess.

What type of lawyer do I need for a dentist office that owes and won't pay money?

You can file in small claims court. You should have challenged the charges with the credit card company when this happened.

How can i sell and avoid losing everything

Sell it for fair market value and spend the money.

An auto loan financing co does not provide written information they are providing negative info to credit agencies, breach FCRA?

You need to be more specific. Are you referring to the requirement that anyone who makes a negative determination based on your credit report must...

Cross-collateralization and car loans

Look at the loan documents. Typically, credit unions will cross-collateralize the amounts owed. There are things you can do in bankruptcy to deal...

I have a student loan judgment I have just been served with, in buffalo, ny.

Creditors do not have to send bills before suing to get paid. You need to respond to the court and file a copy with the creditor. Respond to...

Post Chapter 7 Court Judgment - What Can Be Taken

If the debt is pre-petition and is not specifically exempt from discharge, then it was discharged. Otherwise, the bankruptcy has nothing to do with...

How can I find out if a call to collect a debt is legitimate or a scam

The Fair Debt Collection Practices Act places requirements on debt collectors. One of those requirements is a letter with warnings on it within 5...

I filed a Ch 13 BK in 2004 that I (completed/discharged) in 2008. I am now in another Ch 13; can this converted to a Ch 7 in VA?

If you filed a 13 in 2004 and got a discharge, then you could have filed a 7 in 2010 (6 years after you filed the 13) and get another discharge. If...

Selected as the best answer

Unless you committed fraud or ran out on the bill, you won't face prison. It will be a civil matter. If you get sued and lose, know that social...