Archived
Looking for a lawyer in the n. GA area to help me with a automatic stay violation of a chap. 13 case
Mitchell's answer
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Answered on October 17, 2011
You can find counsel through the National Association of Consumer Bankruptcy Attorneys website. This is a clear stay violation. The repo agent may...
Archived
How do I handle a judge who is asking me to pay my x-wife lawyer 19,000 which I don't have from 2 years ago.
Mitchell's answer
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Answered on October 15, 2011
You need to sit down with a local lawyer now. Depending on what the debt is and what it is for, you may not benefit from Chapter 7, but you might...
Archived
What can I do to stop harrassment by plaintiff who got a default judgement against me?
Mitchell's answer
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Answered on October 15, 2011
Recommending bankruptcy without knowing more is bad advice. Filing could make matters worse for you. Follow Mr. Hankins' advice and get a...
Archived
I need to know what options I have
Mitchell's answer
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Answered on October 15, 2011
Chapter 13 bankruptcy just to deal with student loans will make you worse off. If you have other debt, the student loan creditor is getting the...
Archived
My husband and I have a permanent loan modification in the state of ny. He is filing for bankruptcy. Is our loan safe?
Mitchell's answer
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Answered on October 15, 2011
If the modification was signed by all parties and was filed with the land records, it cannot be changed by your bankruptcy or his. If the loan was...
Archived
As an authorized user of my husband's credit card, can I include the credit card in my Chapter 7 case and get it discharged?
Mitchell's answer
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Answered on October 15, 2011
There is no need to add it because it is not your debt. If it makes you feel more comfortable, you can add it to the schedules and put a note that...
Can retirement income be garnished in Florida?
Mitchell's answer
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Answered on October 15, 2011
Social Security is protected by federal law. Everything else is subject to state law after it is distributed to you.
Archived
Can I reopen a chapter 13 case that I recently canceled about 2 months ago and what do I have to do
Mitchell's answer
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Answered on October 15, 2011
If your case is closed, you would need to pay the fee to reopen it and then set aside the dismissal. You would also have to be able to catch up...
Archived
Can a junior lien on a home be voided in Chapter 7 bankruptcy?
Mitchell's answer
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Answered on October 15, 2011
While the personal obligation to pay the mortgages will be discharged, the liens will remain. You cannot remove them in Chapter 7. If they are not...
Archived
If a civil record was expunged, is it legal to have the case on the internet? Yes or no, what is the best way to remove it?
Mitchell's answer
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Answered on October 15, 2011
Expungement basically means that the record never existed. However, in this digital world, once the information is on the Internet, it will never...
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