Archived
Is a homeowner responsible for attorneys fees and late charges on an HOA lien, if she files for Chapter 7?
Mitchell's answer
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Answered on October 20, 2011
Neither. The lien documents and non-bankruptcy laws determine the order. Principal gets paid first, then interest, then penalties. However all of...
Archived
I filed for Chapter 7 bankruptcy last year. I have a second mortgage on my home and would like to know if I have to pay it.
Mitchell's answer
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Answered on October 19, 2011
If you don't pay it, you can lose the house if the second mortgage company can get any money out of it. If not, the lien is still good. Failure to...
Archived
Legal interest rate that can be charged in AR for a credit card judgement against me
Mitchell's answer
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Answered on October 19, 2011
What makes no sense here is that the judgment should have included everything that they could claim against you. They cannot bring another...
Archived
I will soon be filing for Chapter 7 in Florida. I was reading in the Florida Statute 222.11 about garnishment of wages.
Mitchell's answer
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Answered on October 19, 2011
You need a Florida attorney to advise you here. It looks like Mr. Hicks did just that. Exempting property is based on state law and it ca get...
Archived
Verizon claiming billing error
Mitchell's answer
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Answered on October 19, 2011
You need to review your agreement and your bills to see if they owe you anything.
Archived
I had a judgement filed against me for a Car accident in 2007, Can or should I file bankruptcy?
Mitchell's answer
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Answered on October 19, 2011
Depending on why you owe the money and what happened in the accident, the debt may or may not be dischargeable in bankruptcy. Whether you file has...
Archived
I filed for Chapter 7 bankruptcy last year. I have a second mortgage on my home and would like to know if I have to pay it.
Mitchell's answer
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Answered on October 19, 2011
The lien still exists. If there is ever equity, the second can foreclose on it. Currently, if they foreclose, the first will step in and they get...
Can a buy here pay here place repo my car and then sue me. I had been having problems from day 1 with this car.
Mitchell's answer
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Answered on October 19, 2011
If you broke the agreement, then they had the right to repossess the vehicle. To get a deficiency under the UCC, they have to send you a letter...
Can my huband go to jail for not paying our car repair bill?
Mitchell's answer
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Answered on October 19, 2011
If they released the vehicle to you, then they lost any right they have to hold onto the vehicle. Your failure to pay does not make this a criminal...
Archived
Can my father press charges against his wife for getting credit cards and lines of credit in his name that he was not aware of?
Mitchell's answer
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Answered on October 19, 2011
Yes. She committed several crimes such as forgery and credit card fraud.
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