Archived
I have J&S money owed, the other 2 pay, but not me. now they sent it all to collection, how can i fight?
Mitchell's answer
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Answered on October 31, 2011
You need to take all of this to a local attorney. The attorney needs to see documents to evaluate what the debt is for, who else owed, how much was...
Archived
If judgment entered, how soon to record lien on my property?
Mitchell's answer
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Answered on October 31, 2011
If you file before the judgment becomes a lien, the bankruptcy will wipe it out and stop the lien.
If the lien is recorded, your personal...
Archived
How homestead or other exemption protect my real property?
Mitchell's answer
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Answered on October 31, 2011
A California attorney has to answer the part about exemptions. In a Chapter 7 case, the trustee must consider whether he or she can get any money...
Archived
Reaffirmation agreement?
Mitchell's answer
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Answered on October 31, 2011
The credit prepares the reaffirmation agreement if one is required. If your contract has a clause that makes the filing of a bankruptcy a breach of...
Archived
If NTTA cashed my check, and then mailed a new check back to me, does that mean they accepted my check
Mitchell's answer
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Answered on October 31, 2011
Some states allow you to send checks for some debts and mark that it is paid in full. This tactic does not work for many debts and does not likely...
Archived
What happens I I Dont pay Wlmart Settlement Offer
Mitchell's answer
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Answered on October 31, 2011
Some states allow for civil demand in addition to damages. They got the property back, but the civil demand is still possible. Talk to a local...
Archived
Statute of limitations and rules on medical collections in WA State. It has been over 6 yrs since date of service.
Mitchell's answer
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Answered on October 31, 2011
He needs to pull his credit report and send a dispute to the credit bureaus.
He needs to contact the debt collectors and dispute the debts....
Archived
I have medical bills believe are fraudulant but they wonin court due to me not being notified what can i do
Mitchell's answer
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Answered on October 31, 2011
You went to the ER and received some level of treatment. Just a visit is enough to trigger charges. If they served you at a proper address (like...
Archived
Collection Agencies
Mitchell's answer
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Answered on October 31, 2011
First, send a dispute letter. Make them prove ownership of the debt and the amount.
Second, IF they can prove everything, then you can settle....
Archived
What if the court says they mailed letter but it was to an old address and I never received the letter for court date?
Mitchell's answer
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Answered on October 31, 2011
It depends on what the notice was for. If it was for a continued court date, it is your responsibility to follow the case. If it was for service,...
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