Satisfaction of Judgement

If you have a written agreement that settles the judgment and you met your obligation, the creditor must release it. State law provides the...

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Which State Statue of Limitations do I follow?

Your state may have a borrowing statute. If so, the cause of action has to be valid in both places. If the contract establishes jurisdiction in MO...

Inproper service for renewal of judgement. They are now have a wage garnishment against me.

They are not required to serve you with the renewal. If the judgment was valid, the renewal is valid.

I am expecting a judgement that I wont be able to pay. Are my IRA accounts protected? Will I loose my house?

Who is the judgment from? IRS liens attach to everything. Other creditors may be able to get at the money once it is distributed.

Can an auto dealer add charges, such as increasing the amount of the down payment, to a contract that was already signed?

Once signed, they are bound. However, the contract may have a clause requiring that you get financing and contingent on that financing. If you...

Texas acollection agency tried to take money from my acct without authorization

Contact the credit card company and alert them of the fraud. If the card is no longer active and you ere not charged, then there was no damage to...

On my statement of intent from 8, I checked the box that I intend to reaffirm. I never signed a reaffirmation agreement after.

The statement is just giving your intentions. It does NOT reaffirm anything. The lien still remains and they can come after the car, but you have...

Can you file a no asset case for a Chapter 11? I know it is common for a 7?

If there are no assets, what is the purpose of the Chapter 11 case? If you are trying reorganize debt or liquidate in a manner that you control the...

My former employee is threatening to garnish my wages for items they say I did not return after my resignation. Can they do this

If your former employer sues you, you must defend or risk default judgment being granted against you. If you can prove that you returned everything...

How can I settle a default judgment in the state of Oklahoma by 12-31-2011?

The creditor does not have to agree now that they have a judgment. That judgment includes whatever interest and costs were awarded by the court. If...