Archived
When an loan orginator repurchases a loan from Fannie Mae, is there an assignment back to the originator?
Mitchell's answer
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Answered on November 07, 2011
All lien and note transfers are supposed to in writing (regardless of the state). The problem is that most of these transfers were never done and...
Archived
California Law, Should Title be "CLEAR" before Trustees Foreclosure Sale then following REO sale by Bank?
Mitchell's answer
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Answered on November 07, 2011
A foreclosure by a senior lien holder (in this case, the first mortgage holder) automatically wipes out any junior liens (in this case, the second...
Archived
I want to back out if a short sale. I am the seller.
Mitchell's answer
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Answered on November 07, 2011
Check the sales contract. If you signed a contract with a buyer, then you are bound by that contract unless you can either convince them to sign a...
Archived
Contractor Lein & Foreclosure
Mitchell's answer
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Answered on November 05, 2011
The other party has a mechanics lien on your property. You can dispute this lien, especially if they try to foreclose. Because foreclosure is state...
Archived
Needing advise on mortgage modification
Mitchell's answer
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Answered on November 05, 2011
Call you lender and ask for the loss mitigation department. They may be able to help if the problem is short term.
Archived
Where to file foreclosure documents.
Mitchell's answer
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Answered on November 05, 2011
Foreclosures are filed where the real estate is located.
Archived
Can I require a lender to "Produce the Note" after foreclosure?
Mitchell's answer
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Answered on November 05, 2011
Once a foreclosure takes place, there is little you can do to undo it. Once it is determined final, you have no rights in the property and neither...
Archived
Can a mortgage servicer refuse to provide information requested in a Qualified Written Request?
Mitchell's answer
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Answered on November 05, 2011
They must provide name and contact information for the actual owner, but it is the Truth in Lending Act that requires it. If you need the...
Archived
My father passed away in 2005 no will, the home was foreclosed, there is money left from the foreclosure. What do I need to do?
Mitchell's answer
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Answered on November 05, 2011
If the debts from the estate exceed the available money, it is not worth spending anything on probate. If there are excess assets and no more...
Archived
What kind of lawyer do I need
Mitchell's answer
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Answered on November 05, 2011
You need a family law attorney who can advise you of the obligations between her and him.
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