Hello, i have a first mortgage heloc and also a second heloc and filed chapter 7. the 2nd has sent me a default letter.

They are secured against the real estate. That is all that matters. The bankruptcy code does not require reaffirming real estate debt. If you do...

Show cause summons(civil) My wife received this notice from debt collection firm what should we do?

Answer it. Usually, there is no show cause unless there was a hearing like debtors interrogatories that you had to appear for but did not.

For wage garnishments how disposable earnings determined?

You need to look at how the state law defines it. In Virginia, it is the after tax income (state and federal income taxes and payroll taxes).

The warranty was void because of the Chapter 11 case. The customer knew that and contracted for service that he did not pay for. He can be sued for...

Had lawyer who didnt really do us any good in court now have a huge bill?

If you are questioning your bill, you should do that with your lawyer. This bill is just like any other. I do not know if this attorney will sue...

Include attorneys fees in bankruptcy

You must list all debts, but the fees incurred in the course of a divorce that you are ordered to pay for your spouse may not be discharged in a...

Judgements

While I cannot advise about any state other than Virginia, I can tell you that most states protect basic property like home furnishings. You can...

If my bank account balance was revealed (against my will) during a collections settlement, is that a violation of privacy?

If you called the bank and logged in to your account or otherwise asked them to reveal information, then there is no breach. Furthermore, even if...

Is it legal for a motel to send a letter to your employer about why you got kicked out of that motel

Nothing about this violates the law. Was your employer paying the bill?

Is it legal for a motel to send a letter to your employer telling why you got kicked out

Nothing about this violates the law. Was your employer paying the bill?