Archived
My landlord is in bankruptcy and refuses to make repairs ordered by the city housing department. What is my recourse?
Mitchell's answer
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Answered on December 01, 2011
Some states have a claim for tenants to file and pay the rent to the court to fight a landlord for breach of the lease. To fight for damages on a...
Archived
Am I liable for my ex-husband's debt incurred under his sole proprietorship which he owns soley?
Mitchell's answer
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Answered on December 01, 2011
A sole proprietorship is nothing more than a pseudonym for the individual. It is not a separate entity. Dispute the debt informing them that you...
Archived
I am being sued by a company called Midland Funding LLC. They buy old accounts that are often past the statues of limitations.
Mitchell's answer
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Answered on December 01, 2011
The only thing I want to add to the very thorough answer is that violations of the Fair Debt Collection Practices Act include actual damages and...
Archived
Judgement settled, credit score still affected
Mitchell's answer
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Answered on December 01, 2011
You lost a case. That case is a public record. Not satisfying it means an even worse score.
Archived
Lost as defendant 1500$ small claims case.Requetsed/granted an appeal within 10days.Just found out its on Credit Report. Legal?!
Mitchell's answer
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Answered on December 01, 2011
A judgment is a public record. The credit reporting bureaus have access to the public records. There is nothing wrong with this. If you win on...
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Archived
How long does a mechanic have to collect for services rendered in Michigan?
Mitchell's answer
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Answered on December 01, 2011
Do you still possess the car? Some states have a possessory lien that expires once you turn the vehicle over.
Can we pay an HOA debt owed directly do the HOA instead of the collection agency in AZ?
Mitchell's answer
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Answered on December 01, 2011
There are two possibilities. One is that the HOA sold the debt. Another is that the HOA hired the collection agency to collect the debt only. If...
Archived
Creditor sent me Validation- How long do I the Debitor have to respond to the creditor before the creditor can ask for a judgem
Mitchell's answer
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Answered on December 01, 2011
They validated and then sued. You lost in court. That is all there is to it. Had you shown up and defended, you may have been able to fight them on...
Archived
Consumer case: medical debt (please help answers my questions. Thank you in advance).
Mitchell's answer
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Answered on December 01, 2011
You need to show up and defend or expect a possible default judgment. You may have a claim under the Fair Debt Collection Practices Act for suing...
Archived
Can a collection agency refuse payment
Mitchell's answer
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Answered on November 30, 2011
The agreement governs. If you are late and the agreement is silent, they can enforce their rights.
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