Original creditor or debt buyer/ how to tell the difference?

Dispute the complaint by answering and demand proof. Usually, you can tell who is suing you and compare that to your records.

How can a bankruptcy be filed outside of the clerk's normal business hours in Los Angeles County, CA?

Attorneys registered with the court have access to file cases 24/7 electronically.

While the bankruptcy is going on, a state court cannot deal with dissolution of property. Get relief from the stay to complete the property issues,...

How to re-affirmation a Secured credit card - Chapter 7 BK

Reaffirming a credit card is almost never a good idea. If it is truly secured, the creditor can use the money to offset the debt with the rest...

We filed chapter 7 and used the federal exemptions, now my husband is a beneficiary on his father's annuity, - is this exempt?

Inheritances that you become entitled to receive within 180 days of filing is an asset of the estate. You may be able to amend exemptions (check...

I need information on how to respond to a summons/complaint in NJ reguarding a student loan that was not used.

All I will add is that contract may require immediate payments if you leave school before graduation or upon some other event.

Can old landlord garnish wages and mi tax at same time? Money judgement

A creditor can garnish multiple sources at the same time, but cannot get more than the judgment plus costs. Seek an accounting.

I have been paying a debt over 2 years then received a notice saying my case has been dismiss without prejudice.What does this ?

It sounds like you were sued and the case was dismissed. The creditor can file again because it was without prejudice.

In Oregon...Seniors on Social Security income.

Mortgages do not have to be reaffirmed in bankruptcy and usually are not. The lien, if it interferes with an exemption, may be subject to removal...

Chapter 7 bankruptcy exemptions for Utah. Live in CA now. Can someone provide a link or info on Utah law?

Check out exemptionsexpress.com to determine whether you can use Utah exemptions if you live out of state. If not, federal exemptions will control.