I went to college in Mich. and have goverment student loans. We now live in Tn. and my wages are garnished from michigan.

Generally, government benefits can only be seized to pay other government benefits. There are limits as to how much can be taken. The limits are...

Does this person have grounds to threaten me with legal action?

He can sue you, but he has to prove that he has a right to the money. If a debt collector has contacted you, make sure that they send a the...

Been divorced from this particular husband for 18 years and I am getting life threatening calls on my cell and have voice mail?

Contact the police. Threatening your life violates state law; doing it over the phone violates another state law. You may also be able to get a...

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I'm being sued for a payday loan that I applied for.

Keep an eye out for a lawsuit. If one is filed, see a local attorney because these actions likely violate Virginia's Pay Day Lending Act. Also, if...

How can I get a reaffirmation for my house a year after my bankruptcy?

It is not required for real estate. The court will not let you reopen just to reaffirm. All you need to do is keep paying to keep the property.

You are required to follow the same procedures as everyone else. You did not do so. Therefore, it looks like the judge granted a default judgment....

Sue

It seems like you were sued and had the case dismissed. If that is true, then the account should not have been frozen. If not and it was the...

Can a bankruptcy be re-opened if there were violations of the bankruptcy code by a creditor and if so is there a time limit?

Generally, no one reaffirms mortgages. If that is true here, then the personal liability was discharged. As for the rest, you need a local attorney...

Letter from debt collector 2 years after move out

Generally, you are not responsible for general wear and tear. You are responsible for damages done over and above that. Even then, you are only...

I partially payed Palmer, Reifler, & Assoc what now?

First, see a criminal law attorney. Much of the time, not paying the civil penalty means nothing. However, since you paid part of it, you may have...