If I have, say, $5000 or more dollars in student loans in the bank, will I Have problems filing Chapter 7?

Student loan proceeds are protected from garnishment and creditor attachment. As long as you can trace the funds in the account to the loan (and...

Bankruptcy and judgements question

If the judgment against the company, it will not go away. Companies cannot get a discharge in bankruptcy. The company could close, but then you...

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I received a call last week was threatened by a group called SS Group they state they are a law firm

If the debt was a consumer debt, send a debt dispute letter. Agree to nothing. This outfit most likely cannot prove that you owe them any money. If...

Judgement issued to me instead of father (Same name)

No one asked the simplest question first. Was the judgment actually against you? Or was it just included on your credit report. If you can show...

I had a payday loan debt collector call and threaten with defrauding charges

If the pay day lender is coming after you, it must be registered to do business in Virginia first. If not, you have a claim against them. If...

I received a call from a debt collector they said I was defrauding a bank and papers would be served soon to me unless I paid

A debt collector cannot threaten claims that it knows it cannot raise to get you to pay. If the debt was a consumer debt AND the collector is other...

Contact your bankruptcy attorney now. If your attorney refused to sign the reaffirmation agreement but you did, you may have a claim against the...

How do I approach my attorney regarding incorrect Schedule C discovered post-discharge (C7)? He wants to charge me AGAIN!

In a Chapter 7 case, the attorney can limit representation with some restrictions based on the court. Excluding post filing motions is...

Can I as a cosigner sue the primary borrower.

If you cosign a loan and end up paying for a benefit given to the co-debtor, you can sue for what you have to pay. Be careful, because you may be...

Recieved order for a debt that was my ex's but was in my name, what do I do.

You need an attorney. If you were sued, an attorney can review whether the service was proper. If not, the claim may be too old. You may have...