Archived
Are we entitled to a refund of our mortgage payments after the discharge of our chapter 7 bankruptcy?
Mitchell's answer
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Answered on May 03, 2012
Rarely, if ever, does anyone reaffirm the mortgage. It is just not required. However, if you want to keep the property, you have to keep paying it....
Archived
Return car.
Mitchell's answer
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Answered on May 03, 2012
If you are both on the note, then you are both responsible for the debt. Unless the creditor is paid in full, if you file for bankruptcy protection...
If i were to start an online adult website like bangbus.com....what do i need to trademark.copyright legally?
Mitchell's answer
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Answered on May 03, 2012
Federal law requires that adult website keep certain documentation on its models to prove that they are over 18.
In addition, you have to comply...
Archived
Are joint funds (checking and savings) subject to "judgements ruled against you" in VA courts filed by a debt collector?
Mitchell's answer
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Answered on April 27, 2012
Joint accounts are considered owned 50/50 unless you can prove otherwise. They can be garnished requiring you to show up in court to contest the...
Archived
Cosigner filed bankrupt. What does that mean for my car
Mitchell's answer
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Answered on April 10, 2012
What Chapter did the co-debtor file? If it was Chapter 13, the co-debtor stay protects you as well. If it was Chapter 7, keep making payments and...
Archived
In bankruptcy is a lien covered
Mitchell's answer
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Answered on April 10, 2012
There is more. If you file for bankruptcy, you will still be responsible for post petition HOA dues that become due after you file until the...
Archived
What to do when you request debt validation and get no response to request? Get different response.
Mitchell's answer
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Answered on April 02, 2012
If you asked for proof and they provided it, then your only recourse may be to sue. You need an attorney to sort this out. It could involve several...
Archived
Can I sue a friend for ownership or money owed for a motorcycle loan?
Mitchell's answer
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Answered on April 02, 2012
If you did not put your name on the title and the lender gave him the title without a lien, then he may own it free and clear. You can sue him for...
Archived
May a "creditor" file a Writ of Execution (Form EJ-130) through a Life Insurance Company?
Mitchell's answer
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Answered on April 02, 2012
Get a local attorney. If you were improperly served or never served, you may be able to fight to have the judgment set aside and then fight...
Archived
Is it best to declare bankruptcy?
Mitchell's answer
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Answered on April 02, 2012
If your state allows garnishments and you have a judgment against you, your wages can be garnished. Your wife's income is irrelevant and your...
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