Archived
I want to pay off a debt without it having a negative infraction on my credit report, how do I do this?
Mitchell's answer
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Answered on May 04, 2012
Send a money order marked paid in full. Send a letter describing the dispute and that this is how much you agreed to owing. Send the dispute to the...
Archived
I ordered cigarettes on line, I just got a bill for over 13 thousand dollars for tax,interest and penalties.
Mitchell's answer
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Answered on May 04, 2012
Were the stamp taxes paid to the state? Did the agreement call for you to pay them? How much did you buy? Talk to a tax lawyer in your state now.
Archived
My mom was sued 5 years ago for a private student loan in TX, now they are suing me it is past the statute of limitations?
Mitchell's answer
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Answered on May 04, 2012
Take the note to a local attorney. Student loans, even private ones, are treated differently from any other loan.
Archived
Do I need an attorney if company I used is filing for bankruptcy and I have yet to receive the services promised?
Mitchell's answer
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Answered on May 04, 2012
File a claim with the bankruptcy court. If the company goes out of business, there may be no money to pay.
Archived
In the state of Virginia, can a creditor or debt collector file charges of any kind against you or are the laws different/state?
Mitchell's answer
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Answered on May 04, 2012
A creditor cannot threaten jail to get you to pay a debt. If that creditor is actually a debt collector, you may have other grounds to sue them....
Archived
My ch 7 was discharged and I listed my mortgage as intent to keep along with my 2nd mortgage. Now I can't afford staying here
Mitchell's answer
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Answered on May 04, 2012
Stating your intent does NOT reaffirm the debt. Few lawyers would even sign off on such an agreement. If that is the case and you filed for Chapter...
Archived
We might need to file Bankruptcy but I need to pay back the money I owe from my aunt in different country.
Mitchell's answer
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Answered on May 04, 2012
Do not pay back any relatives until AFTER your case is completed. If this is not a debt, it is a gift. You must report it and the trustee can...
Archived
Do I need a Real Estate Lawyer?
Mitchell's answer
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Answered on May 04, 2012
You need to go back to your plan and to your bankruptcy lawyer. If the plan payments were not credited per the terms of the plan, then you may have...
Archived
Property ownership and bankruptcy.
Mitchell's answer
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Answered on May 04, 2012
She needs to sit down with an attorney and review her situation. Generally, mortgage deficiencies can be discharged in a bankruptcy case. Taxes...
Archived
Staute of limitations for bill that was sold to creditor. Bill is from May 2005 Can they collect or put on my credit report
Mitchell's answer
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Answered on May 04, 2012
Easier answer - Let them sue. Then countersue for possible Fair Debt Collection Practices Act violations. They will not be able to prove that they...
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