Can an old cash advance be discharged through Chapter 7 Bankruptcy?

This is the most common question I get. The answer is that this call is 100% bunk. My most popular blog entry is here. http://goo.gl/Tlveo In...

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My dad recently passed away and left some credit card bills in only his name. He left no will or estate. Is my mom responsible?

Generally, the answer is no ,BUT this is something that is potentially specific to Washington State. In SOME states, the spouse is responsible for...

Can a judge have your car or truck confiscated to pay off a debt in a civil court

Yes, BUT, there is much that has to be done. The first $6,000 of value in a car is exempt UNLESS there is a valid lien. Then the lien comes...

I have found 5 more creditors since filing. My 341 meeting is in one week. How should I handle this?

I often recommend that you reconsider doing the case pro-se. There are all sorts of complications that can come up. While the procedure for...

I filed chapter 7 but my taxes are not filed...

It is a potentially substantial problem. Unfiled tax returns and the related debt are not dischargeable in Bankruptcy. Filed tax returns are...

I believe that Transunion has violated my FCRA rights by purposely deleting credit cards from my account and telling me they did

Actually, there is no violation. They are not required to report anything, only that those things that are reported must be accurate. There is no...

Can a debt collector file a judgment against me if a judgment against me has already been filed by another debt collector?

Typically, they cannot sue you again, because the case has already been sued out. However, they CAN enforce the current judgment. Because the...

I am being sued for breach of contract,but no contact is supplied by plaintiff. Court in Virginia

Your defenses are affirmative in nature, that is, you must raise them, or they are waived.. You should consider hiring a lawyer, as this is an...

I've been sued by a debt purchasing company (midland funding), how likely would be for me to Win This Case?

It depends. It depends on how good their evidence is, how effectively you defend yourself (or hire an attorney to do so) and how admissible...

My wife pass and the collection agency is hassling me for a bill 6yrs ago they will not take a settlement. It is on my credit

If you did not sign, then you have no personal liability. The fact that they are on your credit may give you some rights against them. You...