If I take a mortgage out on my house am I able to file bankruptcy ?

This is a very complicated question. There are 3 basic issues. 1-is there equity that a trustee would want? If yes, then you would runs risk of...

Should a collection agency report my dispute on my credit report?

Yes. And their failure to do is is a violation of the Fair Debt Collection Practices Act. In fact, this violation is sufficiently clear and known...

Can a collection agency legally report a collection to the credit bureaus in this instance?

Lovely answers the other lawyers have provided, but many are less than fully informed. 1- Credit reporting is a form of debt collection. Rivera...

Dangers in Vacating Discharge for Late-Filed Reaffirmation Agreement?

You cannot file the reaffirmation agreement now. the rules provide for 60 days from the meeting of creditors. That time period can not be...

The short version of this is that you should respond to the Bill of Particulars by going paragraph by paragraph responding that you admit or deny...

How do I get debt relief from a co-signed private educational loan for my daughter?

I have a different point of view. A chapter 13 MAY be a solution, but it is not the only solution. The first question I have is what assets do...

Need to talk to a lawyer about my warrant in debt (civil claim for money)credit card debt collector.

Defending debt collection is not an easy thing to do. You need to find a lawyer who does defense against collection companies on a regular...

A junk debt buyer (JDB) does not need to provide any documentation with the warrant in debt. They must provide information to the defendant, upon...

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SOL question regarding a Warrant in Debt.

SOME of the things that you mention are defenses. The statute of limitations is a time to FILE the lawsuit, not to obtain the judgment. The...

Is the bank also at fault?

Repossessed cars are a difficult and complex area. You MAY have rights. They were required to send you a notice after they repoed the car,...