I am going up against a credit company on a debt they say I owe. I voluntarily gave up a vehicle to help my wife . What do I do

You really need to consult a lawyer. If this is a credit card, there are certain defenses. If this is a auto repossession, there are other...

How can I remove a civil judgement from my credit reports?

Removing a judgment from a credit report requires some real work. A judgment can be removed only if the judgment is vacated for invalidity or if...

Bankruptcy and 1099 C.

When you file for Bankruptcy, the debts that are "forgiven" by court order (the discharge) are not income. The reason they are not income is...

What are the statue limitations on collecting debt in Virginia

As Mr. Hart said You haven't given nearly enough facts for an evaluation. If you got a settlement, I presume a lawyer helped you get it. Your...

Can my lienholder declared me defaulted on my loan and begin repossession proceedings for my vehicle?

The early repossession of your car would be a breach of the contract. They do not have a present right to take the car. Under Virginia law, as...

Selected as the best answer

It depends. In Virginia, service is valid if you actually receive it. It can be served ALSO by the sherriff or private process server but it only...

No, they did not violate your rights by filing the lawsuit. You should protect your rights by going to court and challenging the debt.

I had a line of credit in VA through a bank based in NC. Which state prevails for statute of limitations? Junk debtor suing.

This is a VERY complex area of law, because the law is very confusing. Virginia law states that the statute of limitations is procedural, and...

How long must you reside in VA before filing Chapter 7

Mr. Weed and Ms Bunce are correct. You can file in Virginia after 91 day. BUT the question then becomes what set of rules for exemptions apply. If...

the law in Virginia is such that a judgment can be marked satisfied only if the debt is paid or otherwise satisfied (including Bankruptcy). The...