How long is the stutue of limitations on a furniture debt in va and how can they charge it off but still garnish your wages

Ah, interesting question. The statute of limitations on the sale of goods is 4 years from the date of the breach of the sale. They may claim...

I received a warrant in debt, but contacting original creditor they advised they had no information for me

Not quite yet. There are many defenses to junk debt buyer lawsuits. This is a case in which talking to a lawyer would really help. Here are...

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Does "intent" have to be proven for theft?

You have no defense here. You admitted guilt, and then provided a written confession. Intent will be inferred. Hire a criminal defense lawyer,...

Is it legal for the original creditor to try to collect a debt after sending it to a collection agency?

Yes. There's no restrictions against collection by a creditor and sending the account to a collector. In fact, it is common. Another common...

Can I sue a collection agency who did not validate a zombie debt but has not reported it to any credit reporting agency?

No, you cannot sue them. They have a duty to respond ONLY IF they wish to continue collection activities. Since they are not on your credit...

A year ago, a friend loaned me some money at no interest. Is it legal for the creditor to harass my stepkids about this loan?

Bad news - the actions are legal. Good news- there may be actions you can take against this person to stop this behavior, and potentially...

Can my wages be garnished on an over 10 years. Payday loan?

A garnishment indicates that the judgment already happened. You MAY be able to vacate the judgment, if you have a reason to be able to do so,...

Warrant in Debt last payment to original creditor was in 2011, has this reached the statute of limitations ? I live in Virginia

The statute of limitations is remarkably unclear. It could be 3 years, it could be 5 years, it could be 4 years. There are lots of good blog...

What needs to be proven for felony credit card fraud & credit card theft?

DEFINITELY hire a lawyer. MAYBE a lawyer can control the damage. Generally, the elements of credit card fraud are that you used a card that you...

Should I attempt to bankrupt my defaulted $86,470 in private student loan debt? I am experiencing financial hardship.

Discharging student loans in Bankruptcy is VERY hard. There are options, some of which are quite scary. If the loans are federal loans, you...