I have blogged about the ability to garnish wages and bank accounts before. Good reading, start there. http://ow.ly/YZZw5 There is also a blog...

Is my new account going to get garnished?

This is not as simple a question as it looks. If there was a garnishment pending at the same bank, they may attach it to the new account. If...

What can I do about getting her information off my credit report? Why is this continuing to happen?

Correcting a credit report should be easy, but it is not. The directions for this can be found here: http://ow.ly/Y3Fjo But it is not in the...

Can I terminate my contract with DRI without causing LONG term damage to my credit score and if so How do I proceed?

Defaulting on any debt, including a time share, will damage your credit report. A lot. You can try to sell, but most likely, you cannot break...

Would the OC or the attorney's office be considered in violation of FDCPA? Any specific articles/cases would be appreciated.

Based on your description, that you did not send a validation request to the attorney, there is no violation as you described. This is not to say...

If a person has filed for bankruptcy, new debt has occurred after the bankruptcy, can one get a judgment on the new debt?

As my colleagues have mentioned, this is a complicated issue. If the lease was entered into before the bankruptcy, and the schedules say that...

Can someone sue you for warrant in debt without a written agreement?

The short answer is 2 points. First- anyone can sue anyone for anything in Virginia. This does not mean that they can win, but they can file the...

Will paying off a public judgment for a credit card I had help me to remove the judgment on my credit report?

Great question. The statute of limitations can generally only be restarted by curing the default. In this case, the default is sufficiently long...

This is a local practice issue. The chapter 13 trustees in Richmond usually do not ask for the refund. The Alexandria division trustee does....

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Can the company legally deny credit application to asylees? Should I try to convince them to reconsider the denial?

Immigration status is, to some extent a protected class, however, you are not an immigrant, you are an asylee. An asylum seeker is not expected...